Annuities & Investments

An annuity is a unique financial vehicle designed to help you accumulate money for your retirement and/or turn a lump-sum of money into a guaranteed stream of income payments. 

Deferred annuities offer the advantage of tax-deferral and can be used to accumulate money for retirement. 

Variable Deferred Annuities* - A Variable Deferred Annuity offers the advantage of tax deferral and can be used to accumulate money for retirement. The policy’s accumulated value – and sometimes the amount of monthly annuity benefit payments – fluctuates with the performance of your investment account. There are fees, expenses and risks associated with the contract. Please be aware than assets allocated to the investment divisions are subject to market risks and will fluctuate in value. 

Fixed Interest Deferred Annuities - With a Fixed Interest Deferred Annuity, the interest rate on your policy is guaranteed never to fall below a certain amount. For many people, this provides a measure of security about their investment. 

Income annuities are used to generate a stream of income payments.  The payments may be structured to fit your personal needs and may be guaranteed for life. 

Investments* We offer comprehensive products and services to help you develop a sound, long-term investment strategy. You can choose from over 8,000 mutual funds, including self-directed, tax-deferred Individual Retirement Accounts (IRAs). We also provide products to fund plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans.

 

Other Products

Disability Income Insurance

Individual Health Insurance

Group Health, Life, Short Term and Long Term Disability

Pension Plans (401(k), Defined Benefit, SEP Plans)

Long Term Care Insurance

*Securities offered through NYLIFE Securities LLC (member FINRA/SIPC)


Need a little help in deciding which products would be right for you and your family or your business needs? Please do not hesitate to contact us for additional information. We can recommend the appropriate products.